Company

One team. Every stage of your financial life.

From the first conversation to the next generation, Crest Financial Bank brings together the services you need and the people you trust—under one roof.

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What We Do

Comprehensive services for every stage of wealth

Our investment process combines disciplined research, global perspective, and personalized strategy to help your wealth grow with purpose.

Investments & Wealth Management

Managing substantial wealth requires sophisticated planning. We provide specialized support for complex financial situations, focusing on long-term sustainability and family objectives.

Estate Planning Coordination

We coordinate with your other professionals to help structure your estate, focusing on efficient wealth transfer and fulfilling your long-term legacy objectives.

Tax Planning & Preparation

We use proactive strategies to help minimize taxes and maximize outcomes. Combining taxes with wealth management allows for a seamless approach to your entire financial position.

A Process Built Around You

Four steps, one clear path forward

Discover

We listen closely to understand your goals, values, and complete financial picture.

Plan

We design a comprehensive, integrated plan tailored to your unique priorities.

Implement

We put the plan into action with discipline, precision, and attention to detail.

Review

We meet regularly to review, adapt, and help keep you on track toward your goals.

Ready to explore what we can do for you?

Every family's financial situation is unique. Let's discuss how our services can be customized to support your specific goals.

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Who We Are

Experience. Generations. Commitment.

Our team brings decades of combined experience in investments, tax strategy, and estate planning coordination. We serve as your independent guide, committed to your family's long-term success.

Eric J. Boyle, M.S., CFP®

Wealth Manager

Eric J. Boyle is a CERTIFIED FINANCIAL PLANNER™ and ACCREDITED WEALTH MANAGEMENT ADVISOR™ professional who holds a Master of Science degree in Personal Financial Planning. He marks the third generation of wealth managers at Crest Financial Bank and has built a reputation for developing solutions that help clients grow net worth, plan for retirement, and implement tax-efficient investment strategies.

2026 & 2025 Best-In-State Wealth Advisors — Forbes
2025 Best Certified Financial Planners in the USA — InvestmentNews
2024 Advisors To Watch — 100 Next Gen — AdvisorHub
2019 Thrive Award — Fastest Growing Advisors in the U.S.

He holds the Series 7 & 66 securities registrations and Life, Health, and Long Term Care insurance licenses.

Robert K. Springer, Ph.D., CFP®

Wealth Manager

Dr. Robert K. Springer is an economist and a CERTIFIED FINANCIAL PLANNER™ professional who founded Crest Financial Bank. For over 45 years he has built a professional practice specializing in financial, tax, retirement, and estate planning for individuals and businesses in the Lehigh Valley and surrounding areas.

He is a Phi Beta Kappa graduate of The College of Wooster, holds a doctorate from The University of Illinois, and holds the Series 6, 7, & 63 securities registrations and Life & Health insurance licenses.

Bryan T. Pojanowski

Wealth Manager

Bryan joined Crest Financial Bank in December 2023 as a wealth manager. After graduating from Gettysburg College in 2001, Bryan has spent 22 years in the financial industry, starting at Morgan Stanley and most recently at Wells Fargo. His approach centers on planning for clients' financial futures with goals and education in mind, paired with the highest level of personal service.

He holds the Series 7, 31 & 66 securities registrations and Life, Accident, and Health insurance licenses.

Cheryl E. Boyle

Tax Advisor

Growing up in a family of financial advisors, Cheryl is the third generation of the Springer family to join Crest Financial Bank. Working alongside her father and husband, Cheryl oversees client relations and serves as a tax advisor for CFG Tax Services. She holds the Series 7, 66, and 24 securities registrations.

Heidi Parsons

Office Manager

Heidi joined Crest Financial Bank in January 2017 and serves as office manager and client services specialist. She manages client relations for the office—account maintenance, scheduling, and client meeting preparation—and brings a background in technical support and curriculum development from the pharmaceutical industry.

Ready to partner with us?

We invite you to learn more about how our approach can help you manage your wealth effectively. Contact us to schedule a discussion about your family's unique financial landscape.

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Begin The Conversation

The most effective way to determine if our approach aligns with your needs is through a brief, introductory discussion. There is no cost or obligation associated with this initial call.

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Check the background of your financial professional on FINRA’s BrokerCheck.

The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. Some of this material was developed and produced by FMG Suite to provide information on a topic that may be of interest. FMG Suite is not affiliated with the named representative, broker – dealer, state – or SEC – registered investment advisory firm. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security.

We take protecting your data and privacy very seriously. As of January 1, 2020 the California Consumer Privacy Act (CCPA) suggests the following link as an extra measure to safeguard your data: Do not sell my personal information.

Securities and Investment advisory services offered through Osaic Wealth, Inc, member FINRA/SIPC. Osaic Wealth, Inc is separately owned and other entities and/or marketing names, products or services referenced here are independent of Osaic Wealth, Inc

This communication is strictly intended for individuals residing in the states of AZ, CA, CO, DE, DC, FL, GA, HI, IN, KY, ME, MD, MA, MI, NV, NH, NJ, NY, NC, OH, PA, RI, SC, TX, VA, VT, and WA.

Forbes “Best-in-State Wealth Advisors” list, (April, 2026). The ranking for this list by SHOOK Research is based on due diligence meetings to evaluate each advisor qualitatively, a major component of a ranking algorithm that includes: client retention, industry experience, review of compliance records, firm nominations; and quantitative criteria, including: assets under management and revenue generated for their firms. Forbes is a trademark of Forbes Media LLC. All rights reserved. Rankings and recognition from Forbes/SHOOK Research are no guarantee of future investment success and do not ensure that a current or prospective client will experience a higher level of performance results and such rankings should not be construed as an endorsement of the advisor.

The 5-Star Financial Planner recognition is based on a nationwide survey, conducted by InvestmentNews, between November 18 and December 13, 2024, to recognize outstanding financial planners in America. The survey sought nominations for financial professionals who exemplify excellence, integrity, and dedication in helping clients achieve their financial goals. Participants were asked to provide detailed information on nominees, including professional credentials, areas of expertise, and significant achievements. Nominations required confirmation from the nominee’s compliance team to ensure authenticity and adherence to ethical standards. The IN team conducted an objective evaluation of each entry, assessing the detailed information provided. This evaluation also involved benchmarking against other submissions to determine the winners. There is no fee to nominate. The award is not indicative of the advisor’s future performance.

AdvisorHub 1,000 Advisors to Watch – 100 Next Gen issued by AdvisorHub on June 12, 2025 for the January 1- June 1, 2025 time period was awarded to Advisors under the age of 45. The financial professional applied for the recognition. Criteria used to determine the winner(s): required to have a minimum seven years of experience, $150m minimum AUM, and a clean regulatory record. Advisors were ranked on the 1) size and makeup of their practice; 2) year-over-year growth; and 3) professionalism. More than 100 people were considered for this honor and 100 were selected. No fee was paid for the nomination, receipt, or promotion of the award. Third-party ratings are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation.

The InvestmentNews Hot List issued by InvestmentNews on December 12, 2023 for the January 1-December 12, 2023 time period recognizes financial advisors, wealth management professionals and executives with at least 10 years of experience in the industry. Eric Boyle was nominated for the recognition. In editorial team evaluates eligible nominees and selects individuals based off of key accomplishments from the past 12 months, such as major milestones, leadership roles, recognitions and active industry involvement. No fee was paid for the nomination, receipt, or promotion of the award. Third-party ratings are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation.

The 2023 200 Fast Growing Advisors to Watch ranking issued by AdvisorHub on 7/1/2023 for the prior year honors advisors with: at least seven years’ experience, $100m minimum AUM, and a clean regulatory record. The financial professional was nominated for the recognition. Advisors are ranked based on scope of practice measured by assets, production and level of service; growth of practice consisting of year over year growth in assets, households and production; and lastly, professionalism which includes regulatory record, community service and team diversity. More than 200 people were considered for this honor and 200 were selected. No fee was paid for the nomination or receipt of the award; however, $525 was paid for a plaque. Third-party ratings are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation.

To qualify for the WealthManagement.com 2019 Thrive Awards list, candidates had to apply online. Applicants needed to be based in the U.S., offer financial services to individual clients, and be free of regulatory actions. The Thrive Award honors those applicants that have exhibited revenue growth over the previous three year period, as selected by WealthManagement.com.” “Third-party rankings and recognitions are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation.

Forty Under 40 award issued by Lehigh Valley Business on June 10, 2015 for January – June 2015 was awarded to future leaders of the Lehigh Valley who are under the age of 40. The financial professional was nominated for the recognition. Winners were chosen from those who are achieving success in their careers, employed in the Greater Lehigh Valley area (counties: Berks, Carbon, Lehigh, Lower Monroe, Montgomery, Northampton, upper Bucks or Schuylkill), professional accomplishments, a strong civic commitment to the community and must be 39 years of age or younger by August 31 of the event year. xx people were considered for this honor and xx% were selected. No fee was paid for the nomination, receipt, or promotion of the award. Third-party ratings are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation.

Future Leader of the Lehigh Valley issued by Lehigh Valley Chamber of Commerce on June 17, 2015 for January – June 2015 was awarded to emerging leaders in the community based on their professional achievements and contributions. The financial professional was nominated for the recognition. Criteria used to determine the winners includes leadership qualities, career achievements, lessons learned and how the individual demonstrates excellence and creativity within the Lehigh Valley. This award is presented to 10 individuals. No fee was paid for the nomination, receipt, or promotion of the award. Third-party ratings are no guarantee of future investment success and do not ensure that a client or prospective client will experience a higher level of performance or results. These ratings should not be construed as an endorsement of the advisor by any client nor are they representative of any one client’s evaluation.